About The Green Swan
The Green Swan is a way of life and represents my style and approach toward personal finance. Many of you may have heard of a black swan before, which is a metaphor to describe a surprise event with a major effect, e.g. the 2008 economic collapse that resulted in significant financial destruction. This idea was popularized by Nassim Nicholas Talib in his book “The Black Swan”. Alternatively, The Green Swan is a metaphor coined to describe a deliberate approach to managing and investing money with a major effect: wealth accumulation, financial independence and early retirement.
I started this blog in 2016 at the age of 30. While I’m still a full-time employee in corporate America, The Green Swan approach has put me on the path toward financial independence by my mid-30s and a targeted retirement age of 40. To learn more about my path, check out Finding the Elevator and Moving to Move up. I view myself as just an average person and I designed this blog to help the hard-working average person reach the same goals. For example, check out the Millennial’s Guide to a Million.
I’ve always had a passion about personal finance and having this blog allows me to be part of the discussion and help others on their path toward financial independence.
I was raised in “small town America”, had average grades in high school, got in my fair share of trouble, but studied hard and worked my way through college. After college I had an average job working for a large bank and I got married to my best friend. Shortly after, I experienced the economic collapse.
At that point, I stopped taking employment for granted and began a nights & weekends MBA program while working full-time. I graduated with distinction, continued to work hard to advance my career, moved a couple times, and had a kid in the meantime. I’m just now starting to reap some rewards of this hard work, but I continue to work hard for everything I earn.
I’ve maintained a frugal lifestyle, invested my savings, and built wealth. In my late 20s is when I realized that if I keep going down this path, following The Green Swan, I can reach early retirement. For more background, see How I Got FIRE’d Up.
If you are interested in hearing more on my background, career path, and evolution toward a Financial Independence / Retire Early mindset check out the following:
- The Path to a Million: Finding the Elevator
- The Path to a Million: Moving to Move Up
- Working in London: My Last Update
I’ve had the good fortune of being featured on a number of other great sites such as Rockstar Finance, The Globe and Mail, Financial Samurai, Retire by 40, and Budgets are Sexy. Below are some of my most popular posts:
My Small Business
One interesting and perhaps unique aspect of my journey towards Financial Independence and Early Retirement is my interest in being a small business owner. Last year I made the plunge in buying a business along with my siblings. While it has been a rocky road so far, I have no regrets. To learn more, check out the following posts:
More on FIRE
There are a number of other great folks out there on their journey toward Financial Independence and Early Retirement. Everyone’s journey toward FIRE is unique and I like to embrace that individuality. Below are some more personal posts including the story of when I shared my FIRE plans with my Dad, the launch of my FIRE Prowess Gauge, and also the individual FIRE stories of others in my FIRE-Side Chat series. Of course, if you are interested in sharing your FIRE journey and sitting down for a FIRE-Side Chat feel free to let me know!
Focus on Health(care)
I am a healthcare corporate banker and have insights in many facets of the healthcare industry (predominantly the US system, but also abroad). Given intertwined relationship between healthcare and personal finance, I’ve been known to dabble with health related posts:
- Healthcare Does Not Cause Job Lock
- Understanding Retiree Health Benefits
- Is Being Vegan Cheap and Easy? My Vegan Proclamation!
My Partner in Action
I have a great partner in action on this site and that is my lovely wife Lucy. We actually just celebrated our 9th anniversary! We’ve had some great endeavors together and you can get her view of things in our monthly posting series titled The Swan Life. For her most recent renditions check out the following:
Content – Financial Independence
I’ll share how The Green Swan worked for me and can work for you as well. By following The Green Swan, working harder and working smarter, you can join me on the path to financial independence and early retirement. Content will evolve primarily around budgeting, saving, and investing including my personal financial position and the path I took to get here. There will also be the spontaneous post about my most recent “hair-brain ideas” such as going solar and various experiments to save and invest money. This is part of me sharing big, unique ideas to help you reach your goals.
The Green Swan eBook
The Green Swan eBook is here! The eBook has been in development for the last year, is over 30,000 words, 82 pages on normal 8.5 x 11 paper and is now published and ready to go! The Green Swan: Work Harder, Work Smarter, Retire Earlier and Find Your Beach is all about how you can make more money, control your expenses, invest wisely, get you on the path toward financial independence and retire comfortably. To find out more check out The Green Swan eBook.
I’d love to hear back from you. If you have any questions or comments regarding any of my posts, it is best to reach me through the contact page. Also, I’d be happy to elaborate more on certain topics if you wish. I want this blog to be a valuable and helpful guide, so if there is anything I can do better, don’t hesitate to leave me feedback. Thank you!
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The Green Swan